Why You Should Carry Higher Uninsured Motorist Coverage
Imagine you are stopped at a red light, patiently waiting for green, when you hear a screech of tires and out of nowhere, a car rear-ends you. You are hurt from the car accident, incur medical expenses, and maybe miss some work. Most people believe the insurance of the at-fault driver will pay you for your loss. But that’s not always the case because the driver may have purchased only the state minimum requirement. So, unless you have Uninsured / Underinsured Motorist Coverage (UM), you will be limited to what the at-fault driver purchased. Although uninsured motorist coverage is very beneficial, it remains an under-bought product. [...]